About Us

A team built for
Toronto's complex buyers.

Andrew Gad — Mortgage Agent, Level 2
Andrew Gad

A decade serving
Toronto's mortgage market.

Andrew Gad has been arranging mortgages in the Toronto market for over 10 years. He built AG Mortgage Team with a clear focus: provide sophisticated buyers, investors, and complex borrowers with the same level of precision and service they expect in every other part of their financial lives.

Through Premiere Mortgage Centre, Andrew and his team have access to dozens of lenders, including banks, credit unions, and alternative options, and uses that access to structure solutions that actually fit each client's situation.

The AG approach starts with understanding before recommending. Where are you now? Where are you going? What would make this feel manageable? Those questions come first. The lender search comes after.

10+

Years in mortgages

Serving Toronto and the GTA since the early 2010s.

100+

Happy clients

Move-up buyers, investors, and complex borrowers.

148

Five-star Google reviews

Consistent client satisfaction across every file type.

Dozens

Lending partners

Banks, credit unions, monolines, and alternative lenders.

Why clients choose AG Mortgage Team.

Independent advice

We work for our clients, not lenders. Our income comes from finding the right fit, not the most convenient one.

Team depth

Andrew leads a full team. Every file gets expert attention. No gaps, no delays at closing because of a single point of failure.

Toronto expertise

We know Rosedale. We know Leaside. We know the stress test realities for Yorkville pre-construction. This isn't generic mortgage advice.

Complex file specialists

Self-employed income, non-traditional structures, bridge financing, investment properties. We've built a practice around the files others decline.